Integrity Insurance Northwest, a partner of Pacific Insurance Group, is locally owned and operated by Seattle natives (born and raised!) We specialize in Medicare, Long-Term Care Planning and Life Insurance. We help educate and prepare our clients to make smart, efficient choices based on their specific needs and goals.
Most of our clients have been referred to us by our other wonderful clients because they have experience the benefit of our strategic advice and know we’ll take great care of the people they care about.
Our team thinks out of the box when it comes to protecting your financial future and preparing for life’s curveballs
Work with the team who literally wrote the book on Medicare! Our senior broker and well respected insurance industry thought leader, Carter Gray, created this book after his frustrating experience helping his own parents enroll in Medicare. He looked high and low for an easy-to-understand guide with concrete steps but never found one. So he took what he learned and created “Book of Medicare” to save others from the same time consuming, confusing struggle
For instance, for some people, Term Laddering (a layering of insurance policies with varying terms) can protect their family in a more efficient way and offer significant savings when compared to traditional 30-year Term Life Insurance. Find out if this might be right for you.
Let’s face it, 70% of us are going to need some kind of long-term care in the future, and statistically that stay is likely to last 3 years.
Long-term care is NOT covered through Medicare, and today’s Long-Term Care Insurance options can be costly and inadequate for many.
“Self-insuring” may be an option for those with assets to liquidate, but this only goes well if you plan ahead. We guide clients on how to set up an orderly, efficient and tax-conscious structure to cover long-term care expenses that reduces the administrative burden on their loved ones, and avoids the pitfalls of last-minute asset liquidation.
Check out this great article written by our friend and partner, Carter Gray, about how to Self Insure for long-term care in the smartest way we’ve ever seen!
