Sherene Kershner, the founder of Integrity Insurance Northwest, loves helping people make sense of Medicare. Sherene is a Seattle native (born and raised), specializing in Medicare and Long-Term Care planning. Sherene educates and prepares her clients to make smart, efficient choices based on their specific needs and goals.
Most of Sherene’s clients have been referred by other grateful clients because they have experienced Sherene’s 5-star-rated service first-hand. After working with Sherene, they know she’ll take great care of the people they care about.
Sherene thinks out of the box when it comes to protecting your healthcare interests and preparing for life’s curveballs
Sherene’s mentor, Carter Gray, literally wrote the book on Medicare! After his own frustrating experience helping people enroll in Medicare, he looked high and low for an easy-to-understand guide but couldn’t find one. So he took what he learned the hard way and wrote “Book of Medicare” to save others some time and trouble signing up for Medicare.
Statistically, 70% of us are going to need some kind of long-term care in the future. Long-term care is NOT covered by Medicare..
“Self-insuring” may be an option for those with assets to liquidate, but this only goes well if you plan ahead.
We guide clients on how to structure an orderly, efficient and tax-conscious plan to cover long-term care expenses that reduces the burden on their loved ones, and avoids the pitfalls of last-minute asset liquidation.
Check out “Book of Long-Term Care” by Carter & Lauren Gray to learn more!
Term Laddering (a layering of insurance policies with varying terms) can protect familys in a more efficient, affordable way than traditional life insurance policies. Find out if this might be right for you.
